Receive money globally without borders.
Get dedicated foreign account details for your business or freelance career. Accept USD, EUR, and GBP payments like a local, with instant conversion and transparent fees.
Send money across borders with confidence.
Securely send and receive money worldwide with competitive rates and transparent fees.
Track every cent in real-time.
Our mobile app gives you complete visibility. From the moment you hit ‘Send’ to the second it hits their account, you're always in the loop.
Instant Notifications
Get push alerts for rate changes and status updates.
Share Tracking Links
Send a link to your recipient so they can see the progress too.
Send with Nickname
Transfer instantly to any Kotsu user using their unique nickname.
Receive payments internationally
Get paid by clients and marketplaces in their local currency, avoiding exorbitant middleman fees.
Hold multiple currencies
Keep your funds in USD, GBP, or EUR. Convert only when the exchange rates are in your favor.
Fast settlements
Most payments land in your KOTSU account within hours. Withdraw to local banks instantly.
Transparent fees
No hidden maintenance costs. One simple percentage when you convert or withdraw.
Get started in minutes
- 1
Create account
Sign up with phone, email, or Google in under 2 minutes.
- 2
Complete profile
Enter details + 6-digit PIN - Verify identity - Done in 2 mins
- 3
Send or convert
Fund your wallet and move money instantly.
Common Questions
Ready to move money the way it should work?
Join thousands of users who have switched to KOTSU.
